Products

Aarambh Credit Products

Income Generation Loans

  • 10000-50000 (Multiples of 5000).
  • Livestock, vegetable, vending, Family, enterprises, Artisans, etc.
  • ROI: 28%
  • Tenure: 12-24 months
  • LPF: 2%
  • Insurance premium as actual.
  • Repayment Frequency: Fortnightly

Product Loans

  • 2000-20000
  • Solar product, Induction
  • Co-terminus with an existing loan.
  • ROI 28%
  • Tenure: 12 months
  • LPF: 2%
  • Insurance premium as per actual.
  • Repayment Frequency: Fortnightly / Monthly

Home Improvement Loans

  • 50000-75000 (Multiples of 10000)
  • Toilet & Bathroom repair, roofing, Building staircase, Flooring, Doors & Windows for House, House plastering and painting Interior or exterior fully or partial, Borewell, etc.
  • ROI: 28%
  • Tenure: up to 36 months
  • LPF : 3%
  • Insurance premium as actual.
  • Repayment Frequency: Monthly

Business / MSME Loans

  • 70000-500000
  • Business enterprise Vintage > 2 years
  • Residence Vintage > 3 years
  • ROI : 28 %
  • LPF : 3% of the loan amount.
  • Repayment Frequency: Monthly.